I went into a large national bank a few weeks ago to see what kind of mortgage I would get pre-approved for. I had heard that it could be difficult to get a good mortgage rate for self-employed people, and I wanted to see if it was true. Since the self-employed generally do not have [...]
How do I improve my credit score?
We get asked this question a lot, and for good reason- it’s important! If you want to use credit to buy a car, rent an apartment, get a mortgage, or anything else, you’ll want to have a good credit score.
Unfortunately, many people have unknowingly damaged their credit profile with [...]
What is a good credit score?
A lot of people ask this question- in fact over 18,000 people ask this exact question on Google every month. Typically, credit scores are divided into
According to Fair Isaac, the median credit score is 723. This means that half of people have scores below this number and half have scores [...]
Get your credit score for free!
You probably hear or see this type of advertisement daily, but there is almost always a catch to it. Most of the time, these “free credit score” offers involve signing you up for a monthly credit watch subscription that costs between $10 and $30 per month. If you forget to [...]
Today marks the creation of the new website on CreditScore.ws. We plan to write articles about how to find a free credit score, what is a good credit score, how to improve your credit score, and what is an average credit score. Check back frequently as we add more great information and resources.